Apple Pay: Which Stores Accept Apple Pay
Quick Answer: Apple Pay Store Acceptance
Apple Pay acceptance varies by retailer. Major chains like Wendy’s, Chipotle, TJ Maxx, and Ross accept Apple Pay, while some stores like In-N-Out have limited or no support. Most grocery stores, fast-food chains, and department stores now support Apple Pay contactless payments.

🔍 Does your favorite store accept Apple Pay?
Quick check: Look for the contactless payment symbol or Apple Pay logo at checkout terminals. Most modern retailers support Apple Pay through NFC-enabled payment systems.
Fast Food Restaurants That Accept Apple Pay
Wendy’s accepts Apple Pay at most locations nationwide. Use Apple Pay at drive-thru windows and in-store checkout terminals for quick, contactless payments.
- Available at drive-thru
- In-store payment terminals
- Mobile app integration
Chipotle accepts Apple Pay at all restaurant locations and through their mobile app. Perfect for quick burrito bowl purchases and online orders.
- All store locations
- Mobile app payments
- Online ordering
Burger King supports Apple Pay at participating locations. Check with individual restaurants as availability may vary by franchise owner.
- Most franchise locations
- Drive-thru compatible
- In-store terminals
Jack in the Box accepts Apple Pay at most locations. The chain has embraced contactless payments for faster service.
- Drive-thru payments
- Counter service
- Mobile app support
In-N-Out has limited Apple Pay acceptance. The chain primarily accepts cash and traditional cards, with contactless payments available at select newer locations only.
- Cash preferred
- Traditional cards accepted
- Limited contactless options
Cookout acceptance of Apple Pay varies by location. Some newer restaurants support contactless payments, while older locations may not have updated terminals.
- Location-dependent
- Newer stores more likely
- Call ahead to confirm
Waffle House has inconsistent Apple Pay support. Many locations still operate with older payment systems, though some have upgraded to accept contactless payments.
- Varies by franchise
- Older payment systems common
- Cash widely accepted
Retail Stores and Apple Pay Acceptance
Ross accepts Apple Pay at all store locations. The discount retailer supports contactless payments for convenient shopping experiences.
- All store locations
- Contactless terminals
- Quick checkout process
TJ Maxx accepts Apple Pay at all locations. The off-price retailer has modernized payment systems to include contactless options.
- Nationwide acceptance
- Modern payment terminals
- Fast transaction processing
Burlington accepts Apple Pay at most store locations. The discount clothing retailer supports various contactless payment methods.
- Most store locations
- Contactless payment support
- Updated checkout systems
Michaels accepts Apple Pay at all craft store locations. Perfect for purchasing art supplies and craft materials with contactless payments.
- All craft store locations
- Mobile app integration
- Rewards program compatible
Goodwill Apple Pay acceptance varies significantly by location and region. Many thrift stores still use older payment systems, while some have upgraded terminals.
- Highly location-dependent
- Regional variations
- Cash commonly preferred
Grocery Stores and Apple Pay Support
Food Lion accepts Apple Pay at all grocery store locations. The supermarket chain supports contactless payments for convenient grocery shopping.
- All grocery locations
- Self-checkout compatible
- Pharmacy locations included
💡 Pro Tips for Using Apple Pay
- Look for symbols: Check for contactless payment or Apple Pay logos at checkout
- Hold near terminal: Position iPhone or Apple Watch close to payment terminal
- Authenticate quickly: Use Face ID, Touch ID, or passcode for fast payments
- Backup payment: Always carry a traditional card as backup
- Check app integration: Many stores offer Apple Pay through mobile apps
Frequently Asked Questions About Apple Pay
How to Identify Apple Pay Acceptance
Visual Indicators to Look For:
- Apple Pay logo: Black Apple Pay symbol displayed at checkout
- Contactless symbol: WiFi-like symbol indicating NFC payments
- Tap to pay signs: Instructions for contactless payments
- Modern terminals: Updated payment terminals with touchscreens
- Mobile app integration: Store apps supporting Apple Pay
Benefits of Using Apple Pay at Retail Stores
Apple Pay uses tokenization and biometric authentication, making transactions more secure than traditional card payments. Personal card numbers are never shared with merchants.
Contactless payments process faster than chip cards or cash, reducing wait times at busy retailers like Ross, TJ Maxx, and grocery stores.
Contactless payments eliminate the need to touch payment terminals, providing a more hygienic shopping experience at all participating retailers.
Apple Pay Acceptance Trends in 2024
Apple Pay acceptance continues expanding across retail sectors. Major retailers increasingly adopt contactless payment systems to meet consumer demand for convenient, secure payment options.
Growing Acceptance Categories:
- Fast Food Chains: Wendy’s, Chipotle, Burger King lead adoption
- Discount Retailers: Ross, TJ Maxx, Burlington embrace contactless
- Grocery Stores: Food Lion and major chains expand support
- Specialty Retailers: Michaels and craft stores integrate Apple Pay
Limited Adoption Areas:
- Regional Chains: Cookout, Waffle House vary by location
- Thrift Stores: Goodwill depends on individual store upgrades
- Traditional Restaurants: In-N-Out maintains limited acceptance
